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in the household income categoryItems of earned income, business income, property income and

 prior income are included, and items of expenses include food expenses, housing expenses, water 

heating expenses, health care expenses, and education expenses.



Savings generally refer to the ratio of savings divided by disposable income. Similarly, the 

household net savings rate is the ratio of the net savings in the household sector by the sum of 

the net disposable income of households, the amount of social transfers in kind received from the 

government, and the amount of the pension fund's adjustment to increase or decrease household

 net interest.

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