솔리드웍스전문가 자격증 SEG3 A유형 14의 13문제

Economic conformity usually means that the effects of economic players' risk recognition 

and behaviour, financial institutions and regulations move in the same direction as the

movements of economic fluctuations.

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For example, in the case of bank loans, the criteria for credit screening have also been 

eased due to optimistic expectations for the future, thus contributing to the expansion 

 

 

of the economy. On the other hand, the screening standards have been tightened

during the recession, which has led to a sharp increase in loans.

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Decrease to further stimulate recession. The business-adjusted lending behavior of these

bank loans increases the amplitude of economic fluctuations by accelerating credit 

expansion or contraction. Therefore, policymakers are striving to develop a countercyclical 

policy tool that can mitigate economic compliance if policies are developed.