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However, risk and high-risk households are designed to assess the extent to which they are 

vulnerable to debt repayment and do not mean that they face immediate defaults, or critical 

situations.

The Korea National Statistical Office (NSO) is required to survey households' income and 

expenditures and distribute them to sample households to record monthly income and 

expenditure in order to understand the level of people's income and living conditions, and to 

compile and publish household balance statistics based on them.

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